Tuesday, September 2, 2025

Financial Glossary

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Market Cap Explained: What It Is & Why It Matters for Investors

What is Market Cap? Market capitalization, or "market cap," is a quick way to understand how big a publicly traded company is. It tells you...

Net Worth: Your True Financial Scorecard

Net Worth: Your Financial Snapshot (Assets Minus Liabilities) Net Worth is a simple yet powerful financial metric that represents the total value of all your...

Asset: Anything Owned That Has Monetary Value

An asset is an economic resource that is owned or controlled by an individual, company, or entity, and from which future economic benefits are...
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Credit Rating: The Financial Report Card

Credit Rating is an independent assessment of the creditworthiness of an entity, such as a company, a government, or a specific financial instrument like...

Face Value: What It Is?

Face Value, also often called Par Value or Nominal Value, is the initial, stated value of a financial instrument as determined by the issuer....

Decoding Expense Ratio: Regular vs. Direct Plans Explained

What is Expense Ratio? Your Fund's Annual Operating Cost The Expense Ratio is an annual fee charged by mutual funds (and ETFs) to cover their...

AUM: How Much Money a Fund Really Handles

AUM stands for Assets Under Management.  It refers to the total market value of all the financial assets that a financial institution, investment firm, or...

NFO: What is a New Fund Offer?

NFO stands for New Fund Offer. It's essentially the initial public offering (IPO) for a mutual fund scheme. When an Asset Management Company (AMC) wants...

SWP: Your Mutual Fund’s Regular Income Stream

SWP stands for Systematic Withdrawal Plan. It's a facility offered by mutual funds that allows investors to withdraw a predetermined amount of money from...

CAGR: Your “Annualized Returns” Rate

CAGR, or Compound Annual Growth Rate, or Annualized Returns is a financial metric that represents the average annual growth rate of an investment over...

Understanding XIRR: Your True Investment Return.

XIRR, or Extended Internal Rate of Return, is a powerful financial metric used to calculate the annualized return of an investment, particularly when there...

What does NAV mean?

NAV stands for Net Asset Value. It is a fundamental metric used to determine the per-unit value of an investment fund, most commonly associated...

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